Personal Insurance         


Find out why your neighbors trust us to have their back in

Western North Carolina today!

  • No Fluff. No Confusion.
  • Experienced Agency.
  • Extraordinary Service.

Homeowners Insurance

homeowners insurance anne rose

Ask About Our Popular Coverage Plans:

  • HO-3 INSURANCE
  • HO-5 INSURANCE

Our Homeowners Insurance plans provide financial relief if a covered event damages your home, property or personal belongings. It can also help if you're held responsible for an accident or injury.

Medicare Insurance

We add a personal touch to our Medicare coverage:

  • Medicare Supplement Coverage
  • Medicare Plan (D) Coverage

Our knowledgeable and professional services are here to help you come up with the best solution to keeping you, and your family, healthy and happy..

Auto Insurance

auto insurance anne rose

Our Auto Insurance Policies Can Provide Coverage for:

  • Property
  • Liability
  • Medical
  • Collision
  • Comprehensive
  • Glass

Motorcycle Insurance

motorcycle insurance anne rose

We Can Customize Your Policy to Cover:

  • Full Motorcycle Replacement
  • Comprehensive
  • Uninsured/Underinsured Motorists
  • Damage or Loss to Your Gear and Upgrades

Boat Insurance

boater insurance anne rose

Our Boat Insurance offers protection for your boat or other watercraft. We can protect your boat on water and and land. Our popular boat insurance policies coverage:

  • Boat Insurance Property Coverage
  • Liability coverage
  • Medical Payments Coverage
  • Uninsured Watercraft Coverage

Fire Insurance

fire fighter standing tall

Most policies come with some form of fire protection, but homeowners may be able to purchase additional coverage in case their property is lost or damaged because of fire. Purchasing additional fire coverage helps to cover the cost of:

  • Replacement 
  • Repair 
  • Reconstruction of Property

Homeowners insurance policies include fire coverage, but it may not be extensive enough for some homeowners.

Off-Road Insurance

off road insurance

Our Off-Road Insurance is created to cover ATVs, dirt bikes, go-carts, golf carts, utility vehicles, dune buggies and other recreational vehicles. We typically write up plans for:

  • Collision Coverage
  • Liability Coverage
  • Comprehensive Coverage
  • Safety Apparel Coverage
  • Optional equipment coverage

Renters Insurance

renters insurance anne rose

Our Renters Insurance is created to cover protect you, your possessions and your living arrangements after a covered loss. We typically write up plans for:

  • Personal Property Coverage
  • Liability Coverage
  • Additional Living Expenses

Umbrella Insurance

personal umbrella insurance

Our Umbrella Insurance policies cover claims in excess of regular homeowners, auto, or watercraft policy coverage. Umbrella insurance covers not just the policyholder, but also other members of their family or household. It also covers:

  • Malicious Prosecution
  • Invasion of Privacy
  • Wrongful Entry

It is rare that you will encounter a lawsuit for an amount greater than what your existing insurance will pay. However, umbrella insurance is designed to make sure you never find yourself living that nightmare.

Flood Insurance

residential flood insurance event

We are dedicated to provide flood insurance that provides protection for your homes, buildings and belongings. You can choose to obtain coverage for your personal belongings, your home, or both in the same policy:

  • Building Property Coverage
  • Personal Contents Coverage

Flood insurance isn't just for homes in high-risk areas. The Federal Emergency Management Agency (FEMA) stated that all 50 states have experienced floods, and that more than 20 percent of the claims it handles come from the moderate- to low-risk regions.

Classic Auto Insurance

classic auto insurance

Our Classic Car Insurance help protect high-value vehicles such as muscle cars, hot rods, vintage military vehicles and exotic or luxury vehicles. Our policies include:

  • Collision Coverage
  • Comprehensive Coverage
  • Property Damage
  • Bodily Injury Liability

Our Classic car insurance covers the vehicle for an amount that's agreed upon by the owner and Anne Rose Insurance Agency, Inc. And, if the value of your classic car increases over time, you can adjust your coverage limit to reflect its value.

Contact Us Today and Meet Professionals Who Offer Service with Excellence